Beaufort County property record for 20 Schooner Ln, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 2,406 sqft · built 2001 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $810,000 (Jul 2026) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 08295613 |
| Primary APN | 08295613 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 2,406 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 20 SCHOONER LN |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 44 RIVERBEND S/D BLK 100 B PB65 P141 PB77 P68 PB91 P21-26 PB101 P78-83 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 100 |
| Legal Lot Number | 44 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2202 |
Source: Beaufort County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 20 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Jan 23, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2023 · Amount on Record |
| Deed Document Number | 202631870 |
| Deed Book / Page | 4559 / 2906 |
| Prior Transfer Date | Dec 9, 2008 |
| Prior Transfer Doc | 0000074864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 16, 2026 |
| Property Address | 20 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000031870 |
| Book / Page | 4559 / 2906 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202631870 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $302,697.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 20 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000031872, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 4559/2911 |
| Instrument | 202631872 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 23, 2023 |
| Property Address | 20 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000002963 |
| Book / Page | 4213 / 609 |
| Map Reference | MB 77 PG 68 |
| Instrument Date | Jan 16, 2023 |
| Instrument | 2023002963 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 SCHOONER LN, BLUFFTON, SC 29909-4305 |
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,264.00 (-68.4%) | $28,000 (+0.01%) | |
| 2024 | $10,328.00 (+373.54%) | $27,996 (+8.8%) Land $6,320 Building $21,676 | $699,900 (-) Land $158,000 Building $541,900 |
| 2023 | $2,181.00 (+10.65%) | $25,732 (+41.57%) Land $6,320 Building $19,412 | $699,900 (+54.03%) Land $158,000 Building $541,900 |
| 2022 | $1,971.00 | $18,176 Land $6,000 Building $12,176 | $454,400 Land $150,000 Building $304,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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