Beaufort County property record for 18 Schooner Ln, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2,805 sqft · built 2002 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08295622 |
| Primary APN | 08295622 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,805 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 08295622 |
|---|---|
| Old Parcel Number | R603 021 000 0151 0000 |
| Street Address | 18 SCHOONER LN |
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 45 RIVERBEND S/D BLK 100 B PB65 P141 PB77 P68 PB91 P21-26 PB101 P78-83 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 100 |
| Legal Lot Number | 45 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2202 |
18 Schooner Ln is owned by a company that acquired it in March 2025.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2650 CLEMENTS FERRY RD, CHARLESTON, SC 29492-7742 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 3, 2025 | Lease, Transfer |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2025 |
| Deed Sale | Mar 3, 2025 |
| Prior Sale | Mar 17, 2011 |
| Deed Document Number | 0000009317 |
| Deed Book / Page | 4409 / 1113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 18 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000066679 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 4062/1838 |
| Instrument | 2021066679 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 18 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000004755 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 4307/1279 |
| Instrument | 2024004755 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Lease |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 3, 2025 |
| Property Address | 18 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000009317 |
| Book / Page | 4409 / 1113 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 2025009317 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6719 PURRYSBURG RD, HARDEEVILLE, SC 29927-4528 |
| Name | Verified Name |
|---|---|
| Address | 2650 CLEMENTS FERRY RD, CHARLESTON, SC 29492-7742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 18 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000004353 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 18 SCHOONER LN BLUFFTON SC 299094305, BLUFFTON, SC 29909-4305 |
| Document Number | 0000004353 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 003831/001409 |
| Instrument | 4353 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 18, 2017 |
| Property Address | 18 SCHOONER LN, BLUFFTON, SC 29909-4305 |
| Document Number | 0000068614 |
| Book / Page | 003630 / 000438 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 68614 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 SCHOONER LN BLUFFTON SC 299094305, BLUFFTON, SC 29909-4305 |
The 2025 property tax bill for 18 Schooner Ln was $2,769, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,769.00 (-0.07%) | $21,640 (-21.5%) | |
| 2024 | $2,771.00 | $27,568 (-) Land $6,320 Building $21,248 | $689,200 (-) Land $158,000 Building $531,200 |
| 2023 | $2,771.00 (+8.84%) | $27,568 (+41.49%) Land $6,320 Building $21,248 | $689,200 (+41.49%) Land $158,000 Building $531,200 |
| 2022 | $2,546.00 | $19,484 Land $6,000 Building $13,484 | $487,100 Land $150,000 Building $337,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Schooner Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Schooner Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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