21 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 21 S Jefferson St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,366 sqft · built 1924
Lot Size0.034 acres (1,488 sqft)
OwnerIndividual Name on File
Last Sale$224,900 (Aug 2020)
Tax Bill$3,374 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-017881

Property Details

APN / Parcel Number

Primary APN02-017881
Alternative APNs
  • 2017881
  • 017881

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,366 sqft Living Area
1st Floor Area704 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeSawtooth
Roof MaterialMetal
Lot Area1,488 sqft (0.034 acres)
Lot Dimensions93 ft deep x 16 ft wide
PorchOpen Porch
Porch Area82 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number017881
Street Address21 S JEFFERSON ST
CityFREDERICK
StateMD
Zip21701-4801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 16 X 93 21 S. JEFF. ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number21
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2000
Census Tract765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 S Jefferson St, a townhouse, is owned and occupied by an individual who bought it in August 2020.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address21 S JEFFERSON ST, FREDERICK, MD 21701-4801
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2020 · Amount on File
Deed SaleAug 3, 2020 · Amount on File
Prior SaleApr 4, 2005 · Amount on File
Deed Book / Page13945 / 187
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 3, 2020
Property Address21 S JEFFERSON ST, FREDERICK, MD 21701-4801
Document Number0139450187
Book / Page13945 / 187
Instrument DateJul 22, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCLEAR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address21 S JEFFERSON ST, FREDERICK, MD 21701-4801

Mortgage

Document Number13945193
DateAug 3, 2020
Instrument13945/193
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 S Jefferson St was $3,374 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$341,900$369,300 Land $150,000 Building $219,300
2025$3,374.00
2023$3,005.00$212,133$328,200 Land $110,000 Building $218,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 S Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2018–2019)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 S Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on S Jefferson St

Nearby Streets

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