20 Roy St, Nashua, NH 03060 Property Records

Hillsborough County and Nashua City property record for 20 Roy St, Nashua, NH 03060

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,240 sqft · built 1955
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$233,000 (Jun 2017)
Tax Bill$7,942 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNASH M:111 L:00082

Property Details

APN / Parcel Number

Primary APNNASH M:111 L:00082
Alternative APN
  • 3946

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
Gross Area3,410 sqft
Basement Area1,064 sqft
Unfinished Basement266 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,999 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3946
Street Address20 ROY ST
CityNASHUA
StateNH
Zip03060-4842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number82
JurisdictionNASHUA CITY NH
Township / Civil DivisionNASHUA
Census Block Group4
Census Block4002
Census Tract11000

Owner

20 Roy St is owned and occupied by two individuals who bought it in June 2017.

Source: Hillsborough County and Nashua City records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address20 ROY ST, NASHUA, NH 03060-4842
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jun 12, 2017Warranty Deed, Transfer · Conventional with PMI
RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2017 · Amount on File
Deed SaleJun 12, 2017 · Amount on File
Prior SaleAug 15, 2008 · Amount on File
Deed Document Number20177025792
Deed Book / Page8975 / 2926
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASHUA CITY NH
Property Address20 ROY ST, NASHUA, NH 03060-4842
Document Number0092740365
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20 ROY ST NASHUA NH 030604842, NASHUA, NH 03060-4842

Mortgage

Document Number0092740365
DateMar 24, 2020
Book Page009274/000365
Instrument200013868
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMar 23, 2040

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASHUA CITY NH
Recording DateJun 12, 2017
Property Address20 ROY ST, NASHUA, NH 03060-4842
Document Number0089752926
Book / Page008975 / 002926
Instrument DateJun 8, 2017
Instrument7025792
Transaction TypeTransfer
Record UpdatedJun 19, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,495.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 TACOMA CIR NASHUA NH 030621460, NASHUA, NH 03062-1460

Mortgage

Document Number89752928
DateJun 12, 2017
Book Page008975/002928
Instrument7025793
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Roy St was $7,942, up 5.9% from the year before.

Source: Hillsborough County and Nashua City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
MunicipalityNashua City
Unified School DistrictNashua School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,942.00 (+5.85%)$471,900 (-) Land $158,000 Building $313,900
2024$7,503.00 (+6.49%)$471,900 (+22.1%) Land $158,000 Building $313,900
2023$7,046.00 (+0.89%)$386,500 (-) Land $126,400 Building $260,100$418,665
2022$6,984.00$386,500 Land $126,400 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Roy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Roy St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENNICHUCK WATER WORKS
private · serves 88,853 people · EPA ID NH1621010
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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