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20 Reed St, Warwick, RI 02886 Property Records

Warwick City property record for 20 Reed St, Warwick, RI 02886

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 1,890 sqft · built 1875
Lot Size0.233 acres (10,140 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Feb 2024)
Tax Bill$5,095 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27401790000

Property Details

APN / Parcel Number

Primary APN27401790000
Alternative APNs
  • WARW M:274 B:0179 L:0000
  • 100135877
  • 145833

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area1,890 sqft Living Area
Gross Area4,188 sqft
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,140 sqft (0.233 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number145833
Street Address20 REED ST
CityWARWICK
StateRI
Zip02886-1260
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA7
Legal Block179
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group4
Census Block4016
Census Tract22300

Owner

Source: Warwick City records · APN 27401790000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 REED ST, WARWICK, RI 02886-1260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Prior SaleMay 25, 2007 · Amount on Record
Deed Book / Page10455 / 116
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateFeb 26, 2024
Property Address20 REED ST, WARWICK, RI 02886-1260
Document Number010455-116
Book / Page10455 / 116
Instrument DateFeb 26, 2024
Instrument1776
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1020 TOLL GATE RD, WARWICK, RI 02886-0647

Mortgage

Document Number0000001777
DateFeb 26, 2024
Instrument1777
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number010455-140
DateFeb 26, 2024
Book Page10455/140
Instrument1778
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$5,095.00 (+22.71%)$401,200 (+37.12%) Land $107,300 Building $293,900
2023$4,152.00 (+27.4%)$292,600 (+68.16%) Land $90,300 Building $202,300
2022$3,259.00$174,000 Land $54,600 Building $119,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims8 (2010–2023)
Claims Outside the SFHA2 of 8
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 6 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 138 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWARWICK-CITY OF
serves 73,289 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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