Essex County and Beverly City property record for 20 Prospect St, Beverly, MA 01915 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,640 sqft Living Area |
| Lot Size | 5,301 sqft (0.122 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $321,000 (2014) |
| Tax Bill | $7,408.00 (2025) |
| Primary APN | R6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 3,310 sqft Gross Area |
| Basement Area | 906 sqft Basement |
| Unfinished Basement | 906 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,301 sqft (0.122 acres) |
| Garage Type | Detached Garage |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 4646 |
|---|---|
| Street Address | 20 PROSPECT ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 383 |
| Jurisdiction | BEVERLY MA |
| Minor Civil Division | BEVERLY |
| Census Blockgroup | 5 |
| Census Block | 5020 |
| Census Tract | 217500 |
Source: Essex County and Beverly City records · APN R6
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 PROSPECT ST, BEVERLY, MA 01915-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance METRO CU |
| Oct 22, 2019 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage METRO CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2014 · Amount on Record |
| Deed Sale | Feb 07, 2014 · Amount on Record |
| Deed Book / Page | 33107 / 287 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 20 PROSPECT ST, BEVERLY, MA 01915-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38332-523 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 38332/523 |
| Instrument | 20200313002390 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 20 PROSPECT ST, BEVERLY, MA 01915-3524 |
| Document Number | 37972-115 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 PROSPECT ST BEVERLY MA 019153524, BEVERLY, MA 01915-3524 |
| Document Number | 37972-115 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 037972/000115 |
| Instrument | 1028001860 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 27, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 20 PROSPECT ST, BEVERLY, MA 01915-3524 |
| Document Number | 35697-234 |
| Book / Page | 035697 / 000234 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35697-234 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 035697/000234 |
| Instrument | 1702230308 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,408.00 (+6.18%) | $674,100 (+8.5%) Land $411,900 Building $262,200 |
| 2024 | $6,977.00 (+6.52%) | $621,300 (+6.81%) Land $359,100 Building $262,200 |
| 2023 | $6,550.00 | $581,700 Land $332,700 Building $249,000 |
20 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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