13 Prospect St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 13 Prospect St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,240 sqft · built 1797
Lot Size	0.115 acres (4,988 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Oct 2022)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R6`

Property Details

APN / Parcel Number

Primary APN	`R6`
Alternative APNs	`BEVE M:0020 B:0560 L` `4820`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	4,188 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1797
Effective Year Built	Effective 1797
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,988 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4820
Street Address	13 PROSPECT ST
City	BEVERLY
State	MA
Zip	01915-3551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Subdivision	EUPLIO R & DIANE MARCIANO
Legal Block	560
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5026
Census Tract	217500

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 PROSPECT ST, BEVERLY, MA 01915-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jul 10, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 23, 2017	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Aug 26, 2003
Deed Document Number	20223250
Deed Book / Page	41238 / 27
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Oct 11, 2022
Property Address	13 PROSPECT ST, BEVERLY, MA 01915-3551
Document Number	0041238-27
Book / Page	41238 / 27
Instrument Date	Oct 11, 2022
Instrument	20221011003250
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PROSPECT ST, BEVERLY, MA 01915-3551

Mortgage

Document Number	0000000326
Date	Oct 11, 2022
Instrument	326

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	13 PROSPECT ST, BEVERLY, MA 01915-3551
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39457-304
Date	Jan 27, 2021
Book Page	39457/304
Instrument	20210127000270

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	13 PROSPECT ST, BEVERLY, MA 01915-3551
Document Number	36867-424
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13 PROSPECT ST BEVERLY MA 019153551, BEVERLY, MA 01915-3551

Mortgage

Document Number	36867-424
Date	Jul 17, 2018
Book Page	036867/000424
Instrument	18071745

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

February 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 23, 2017
Property Address	13 PROSPECT ST, BEVERLY, MA 01915-3551
Document Number	35695-327
Book / Page	035695 / 000327
Instrument Date	Feb 17, 2017
Instrument	1702230043
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PROSPECT ST BEVERLY MA 019153551, BEVERLY, MA 01915-3551

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,796.00 (+6.17%)	$709,400 (+8.49%) Land $432,900 Building $276,500	$766,110
2024	$7,343.00 (+0.48%)	$653,900 (+0.76%) Land $377,400 Building $276,500
2023	$7,308.00	$649,000 Land $349,600 Building $299,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures