15 Prospect St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 15 Prospect St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,637 sqft · built 1836
Lot Size	0.085 acres (3,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,500 (Apr 2013)
Tax Bill	$7,320 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6`

Property Details

APN / Parcel Number

Primary APN	`R6`
Alternative APNs	`BEVE M:0020 B:0559 L` `4819`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	3,942 sqft
Basement Area	1,243 sqft
Unfinished Basement	1,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1836
Effective Year Built	Effective 1836
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4819
Street Address	15 PROSPECT ST
City	BEVERLY
State	MA
Zip	01915-3551
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Block	559
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5026
Census Tract	217500

Owner

Source: Essex County and Beverly City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 PROSPECT ST, BEVERLY, MA 01915-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA
Apr 2, 2018	Deed of Trust, Mortgage MASS MUTUAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Book / Page	32428 / 215
Transfer Doc	1444000398
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	15 PROSPECT ST, BEVERLY, MA 01915-3551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36335-188
Date	Nov 16, 2017
Book Page	36335/188
Instrument	171116001360

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	15 PROSPECT ST, BEVERLY, MA 01915-3551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36620-438
Date	Apr 2, 2018
Book Page	36620/438
Instrument	180402001230

Lender

Name	MASS MUTUAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,320.00 (+6.19%)	$666,100 (+8.52%) Land $408,400 Building $257,700
2024	$6,893.00 (+6.49%)	$613,800 (+6.77%) Land $356,100 Building $257,700
2023	$6,473.00	$574,900 Land $329,900 Building $245,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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