20 Pratt Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 20 Pratt Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,908 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2020)
Tax Bill	$8,744 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2024 Refinance + 5 more
Flood Zone	Zone X (moderate risk)
APN	`OSAY M:001 B:074 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:001 B:074 L`
Alternative APN	`6700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,044 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6700
Street Address	20 PRATT RD
City	OLD SAYBROOK
State	CT
Zip	06475-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	74
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3043
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Nov 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Feb 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Dec 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage LOANDEPOT.COM LLC
Mar 27, 2020	Quit Claim Deed, Transfer UNKNOWN
Oct 10, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Deed Book / Page	649 / 213
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	644-840
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000698-98
Date	Apr 24, 2025
Book Page	698/98

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000695-290
Date	Nov 21, 2024
Book Page	695/290

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000688-78
Date	Nov 27, 2023
Book Page	688/78

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000682-174
Date	Feb 6, 2023
Book Page	682/174

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	657-515
Date	Dec 7, 2020
Book Page	657/515

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Mar 27, 2020
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Document Number	649-213
Book / Page	000649 / 000213
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PRATT RD OLD SAYBROOK CT 064752719, OLD SAYBROOK, CT 06475-2719

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Oct 10, 2019
Property Address	20 PRATT RD, OLD SAYBROOK, CT 06475-2719
Document Number	644-840
Book / Page	000644 / 000840
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PRATT RD OLD SAYBROOK CT 064752719, OLD SAYBROOK, CT 06475-2719

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,744.00	$564,100 (+88.35%) Land $298,700 Building $265,400	$394,870 Land $209,090 Building $185,780
2024	$8,744.00 (+42.69%)
2023	$6,128.00 (+1.9%)	$299,500 (-) Land $164,600 Building $134,900
2022	$6,014.00	$299,500 Land $164,600 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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