10 Pratt Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 10 Pratt Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 882 sqft · built 1959
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2018)
Tax Bill	$6,563 (2025)
Deeds & Mortgages	Mar 2022 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:001 B:070 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:001 B:070 L`
Alternative APN	`6300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
Gross Area	1,222 sqft
1st Floor Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6300
Street Address	10 PRATT RD
City	OLD SAYBROOK
State	CT
Zip	06475-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	70
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3043
Census Tract	670200

Owner

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1451 WHITNEY ISLES DR, WINDERMERE, FL 34786-6067
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Oct 12, 2018	Warranty Deed, Transfer · Conventional with PMI SIMSBURY BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Book / Page	636 / 500
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	10 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000674-294
Date	Mar 22, 2022
Book Page	674/294

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	10 PRATT RD, OLD SAYBROOK, CT 06475-2719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	649-1079
Date	Apr 23, 2020
Book Page	649/1079

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Oct 12, 2018
Property Address	10 PRATT RD, OLD SAYBROOK, CT 06475-2719
Document Number	636-500
Book / Page	000636 / 000500
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PRATT RD OLD SAYBROOK CT 064752719, OLD SAYBROOK, CT 06475-2719

Mortgage

Document Number	636-502
Date	Oct 12, 2018
Book Page	000636/000502

Lender

Name	SIMSBURY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,563.00 (+53.63%)	$423,400 (+102.68%) Land $281,000 Building $142,400	$296,380 Land $196,700 Building $99,680
2023	$4,272.00 (+1.84%)	$208,900 (-) Land $154,900 Building $54,000
2022	$4,195.00	$208,900 Land $154,900 Building $54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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