Essex County and Merrimac Town property record for 20 Pine St, Merrimac, MA 01860
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,535 sqft · built 1885 |
| Lot Size | 0.291 acres (12,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,000 (Sep 2018) |
| Tax Bill | $6,898 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | MERR M:0005 B:0005 L:00001 |
| Primary APN | MERR M:0005 B:0005 L:00001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,535 sqft Living Area |
| Gross Area | 2,899 sqft |
| Basement Area | 682 sqft |
| Unfinished Basement | 682 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,685 sqft (0.291 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 20 PINE ST |
|---|---|
| City | MERRIMAC |
| State | MA |
| Zip | 01860-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MERRIMAC MA |
| Township / Civil Division | MERRIMAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 262100 |
20 Pine St is owned and occupied by two individuals who bought it in September 2018.
Source: Essex County and Merrimac Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PINE ST, MERRIMAC, MA 01860-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Deed Book / Page | 37038 / 353 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Pine St was $6,898, down 0.8% from the year before.
Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Merrimac Town |
| Unified School District | Pentucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,898.00 (-0.81%) | $523,000 (-0.34%) Land $291,600 Building $224,600 | $506,572 (-7.84%) |
| 2025 | $6,954.00 (+2.81%) | $524,800 (+4.75%) Land $291,600 Building $233,200 | $549,670 |
| 2024 | $6,764.00 (+6.87%) | $501,000 (+16.92%) Land $275,400 Building $225,600 | |
| 2023 | $6,329.00 | $428,500 Land $233,200 Building $195,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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