Essex County and Merrimac Town property record for 18 Pine St, Merrimac, MA 01860
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,332 sqft · built 1956 |
| Lot Size | 0.24 acres (10,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Jul 1994) |
| Tax Bill | $6,741 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MERR M:0005 B:0005 L:001-A |
| Primary APN | MERR M:0005 B:0005 L:001-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 3,350 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,433 sqft (0.24 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 PINE ST |
|---|---|
| City | MERRIMAC |
| State | MA |
| Zip | 01860-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Subdivision | MERRIMAC |
| Legal Block | 5 |
| Legal Lot Number | 1-A |
| Jurisdiction | MERRIMAC MA |
| Township / Civil Division | MERRIMAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 262100 |
Source: Essex County and Merrimac Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 PINE ST, MERRIMAC, MA 01860-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 31, 2017 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINCL |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE |
| Jan 6, 2017 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 1994 · Amount on Record |
| Deed Sale | Jul 15, 1994 · Amount on Record |
| Deed Book / Page | 12665 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 18 PINE ST, MERRIMAC, MA 01860-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38265-349 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 38265/349 |
| Instrument | 20200214003980 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 18 PINE ST, MERRIMAC, MA 01860-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36293-597 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 36293/597 |
| Instrument | 171031000700 |
| Name | PACIFIC UNION FINCL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 18 PINE ST, MERRIMAC, MA 01860-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39423-159 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 39423/159 |
| Instrument | 20210119002650 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERRIMAC MA |
| Property Address | 18 PINE ST, MERRIMAC, MA 01860-1415 |
| Document Number | 35605-441 |
| Book / Page | 035605 / 000441 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35605-441 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 035605/000441 |
| Instrument | 1701110341 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2047 |
Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Merrimac Town |
| Unified School District | Pentucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,741.00 (+1.51%) | $511,100 (+1.98%) Land $288,500 Building $222,000 | $617,833 (+21.7%) |
| 2025 | $6,641.00 (+3.03%) | $501,200 (+4.96%) Land $288,500 Building $212,700 | $507,680 |
| 2024 | $6,446.00 (+7.7%) | $477,500 (+17.84%) Land $272,500 Building $205,000 | |
| 2023 | $5,985.00 | $405,200 Land $230,800 Building $174,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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