20 Pearl St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 20 Pearl St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1951
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jul 2009)
Tax Bill$4,573 (2024)
Flood ZoneZone X (minimal risk)
APNWINL M:12 B:11 L:18

Property Details

APN / Parcel Number

Primary APNWINL M:12 B:11 L:18
Alternative APNs
  • 00339500
  • 339500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number339500
Street Address20 PEARL ST
CityWINDSOR LOCKS
StateCT
Zip06096-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block11
Legal Lot Number18
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group3
Census Block3023
Census Tract476100

Owner

20 Pearl St is owned and occupied by two individuals who bought it in July 2009.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address20 PEARL ST, WINDSOR LOCKS, CT 06096-1422
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2009 · Amount on File
Deed SaleJul 13, 2009 · Amount on File
Prior SaleOct 4, 2005 · Amount on File
Deed Book / Page391 / 1013
Transfer Doc391-1013
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,610 (+65.43%) Land $55,790 Building $134,820$133,427 Land $39,053 Building $94,374
2024$4,573.00 (+41.05%)$115,220 (-) Land $40,530 Building $74,690
2023$3,242.00 (+8.94%)$115,220 (-) Land $40,530 Building $74,690
2022$2,976.00$115,220 Land $40,530 Building $74,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pearl St

Nearby Streets

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