16 Pearl St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 16 Pearl St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,329 sqft · built 1951
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$178,000 (Jun 2004)
Tax Bill	$4,131 (2024)
Deeds & Mortgages	Jun 2025 Transfer Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:12 B:11 L:20`

Property Details

APN / Parcel Number

Primary APN	`WINL M:12 B:11 L:20`
Alternative APNs	`00339100` `339100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,329 sqft Living Area
1st Floor Area	935 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	339100
Street Address	16 PEARL ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	11
Legal Lot Number	20
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3023
Census Tract	476100

Owner

16 Pearl St is owned by a company that acquired it in April 2025.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	16 PEARL ST, WINDSOR LOCKS, CT 06096-1422
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2018	Quit Claim Deed, Transfer · Balloon Mortgage WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2004 · Amount on File
Deed Sale	Jun 22, 2004 · Amount on File
Prior Sale	Jul 27, 1998 · Amount on File
Deed Book / Page	323 / 459
Last Transfer Date	Apr 30, 2025
Transfer Doc	000546-837
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jun 2, 2025
Property Address	16 PEARL ST, WINDSOR LOCKS, CT 06096-1422
Document Number	000546-837
Book / Page	546 / 837
Instrument Date	Apr 30, 2025
Transaction Type	Transfer
Record Updated	Jun 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Dec 28, 2018
Property Address	16 PEARL ST, WINDSOR LOCKS, CT 06096-1422
Document Number	481-668
Book / Page	481 / 668
Instrument Date	Dec 27, 2018
Instrument	813480002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PEARL ST, WINDSOR LOCKS, CT 06096-1422

Mortgage

Document Number	481-670
Date	Dec 28, 2018
Book Page	481/670
Instrument	813490018

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Type Change Date	Jan 1, 2024

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,200 Land $56,350 Building $115,850	$120,540 Land $39,445 Building $81,095
2024	$4,131.00 (+40.37%)
2023	$2,943.00 (+1.9%)	$111,790 (-) Land $41,230 Building $70,560
2022	$2,888.00	$111,790 Land $41,230 Building $70,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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