17 Pearl St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 17 Pearl St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 919 sqft · built 1951
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Aug 2018)
Tax Bill	$4,212 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:12 B:10 L:9`

Property Details

APN / Parcel Number

Primary APN	`WINL M:12 B:10 L:9`
Alternative APNs	`00339200` `339200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	919 sqft Living Area
1st Floor Area	525 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	339200
Street Address	17 PEARL ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	10
Legal Lot Number	9
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3022
Census Tract	476100

Owner

17 Pearl St is owned and occupied by an individual who bought it in August 2018.

Source: Windsor Locks Town records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	17 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage FIRST NATL BANK SUFFIELD
Aug 23, 2018	Warranty Deed, Transfer WESTFIELD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Prior Sale	Feb 19, 2002 · Amount on File
Deed Document Number	2018801390003
Deed Book / Page	478 / 609
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	17 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	468-244
Date	Jul 17, 2017
Book Page	468/244
Instrument	653400007

Lender

Name	FIRST NATL BANK SUFFIELD
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 1, 2020

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Aug 23, 2018
Property Address	17 PEARL ST, WINDSOR LOCKS, CT 06096-1421
Document Number	478-609
Book / Page	478 / 609
Instrument	801390003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4780612
Date	Aug 23, 2018
Instrument	00478/0612

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,560 (+65.54%) Land $55,230 Building $120,330	$122,892 Land $38,661 Building $84,231
2024	$4,212.00 (+41.15%)	$106,050 (-) Land $38,780 Building $67,270
2023	$2,984.00 (+8.94%)	$106,050 (-) Land $38,780 Building $67,270
2022	$2,739.00	$106,050 Land $38,780 Building $67,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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