20 Patrick Way, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 20 Patrick Way, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,700 sqft · built 1992
Lot Size	0.029 acres (1,241 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Mar 2022)
Tax Bill	$14,554 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-471-060`

Property Details

APN / Parcel Number

Primary APN	`056-471-060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,010 sqft
2nd Floor Area	690 sqft
Basement Area	500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Lot Area	1,241 sqft (0.029 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Type	Basement
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 PATRICK WAY
City	HALF MOON BAY
State	CA
Zip	94019-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD000
Legal Description	LOT 6 CYPRESS COVE TOWNHOMES RSM 121/52-56
Legal Subdivision	CYPRESS COVE TOWNHOMES
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4001
Census Tract	613702

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 9, 2020	Quit Claim Deed, Transfer SAN MATEO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	May 5, 1999 · Amount on Record
Deed Document Number	202223777
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000020908
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 18, 2022
Property Address	20 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Document Number	0000023777
Map Reference	MB 121 PG 52-56
Instrument Date	Mar 10, 2022
Instrument	2022-023777
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 PATRICK WAY, HALF MOON BAY, CA 94019-1772

Mortgage

Document Number	0000023778
Date	Mar 18, 2022
Instrument	2022-023778

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

Mortgage

Document Number	0000023779
Date	Mar 18, 2022
Instrument	2022-023779

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 9, 2020
Property Address	20 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Document Number	0000020908
Instrument Date	Feb 24, 2020
Instrument	20908
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PATRICK WAY HALF MOON BAY CA 940191772, HALF MOON BAY, CA 94019-1772

Mortgage

Document Number	20909
Date	Mar 9, 2020
Instrument	20909

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,000 (-) Land $561,000 Building $561,000
2025	$14,554.00 (+8.79%) Homeowner's exemption	$1,122,000 (+2%) Land $561,000 Building $561,000
2023	$13,378.00 (+97.17%)	$1,100,000 Land $550,000 Building $550,000	$998,550
2022	$6,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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