27 Patrick Way, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 27 Patrick Way, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,320 sqft · built 1992
Lot Size	0.023 acres (984 sqft)
Owner	2 Individual Names on Record
Last Sale	$945,000 (Nov 2025)
Tax Bill	$13,357 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-471-280`

Property Details

APN / Parcel Number

Primary APN	`056-471-280`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	690 sqft
2nd Floor Area	630 sqft
Basement Area	380 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Lot Area	984 sqft (0.023 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Type	Basement
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27 PATRICK WAY
City	HALF MOON BAY
State	CA
Zip	94019-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD000
Legal Description	LOT 28 CYPRESS COVE TOWNHOMES RSM 121/52-56
Legal Subdivision	CYPRESS COVE TOWNHOMES
Legal Lot Number	28
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4002
Census Tract	613702

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 396, EL GRANADA, CA 94018-0396
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 11, 2023	Intrafamily Transfer, Transfer
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202564046
Prior Transfer Date	Sep 27, 2023
Prior Transfer Doc	0000050723
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 24, 2025
Property Address	27 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Document Number	0000064046
Map Reference	MB 121 PG 52-56
Instrument Date	Oct 31, 2025
Instrument	2025-064046
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 396, EL GRANADA, CA 94018-0396

Mortgage

Document Number	0000064047
Date	Nov 24, 2025
Instrument	2025-064047

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Oct 11, 2023
Property Address	27 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Document Number	0000050723
Map Reference	MB 121 PG 52-56
Instrument Date	Sep 27, 2023
Instrument	2023-050723
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PATRICK WAY, HALF MOON BAY, CA 94019-1772

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 28, 2021
Property Address	27 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Document Number	0000151563
Map Reference	MB 121 PG 52-56
Instrument Date	Oct 19, 2021
Instrument	2021-151563
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PATRICK WAY, HALF MOON BAY, CA 94019-1772

Mortgage

Document Number	0000151564
Date	Oct 28, 2021
Instrument	2021-151564

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	27 PATRICK WAY, HALF MOON BAY, CA 94019-1772
Document Number	0000011302
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PATRICK WAY #7 HALF MOON BAY CA 940191771, 7, HALF MOON BAY, CA 94019-1771

Mortgage

Document Number	0000011302
Date	Feb 20, 2018
Instrument	11302

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$945,000 (-7.24%) Land $472,500 Building $472,500
2025	$13,357.00 (+13.42%) Homeowner's exemption	$1,018,758 (+19.85%) Land $509,379 Building $509,379
2024	$11,777.00 (+10.79%)
2023	$10,630.00 (-9.61%) Homeowner's exemption	$850,000 Land $425,000 Building $425,000	$793,350
2022	$11,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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