Essex County and Montclair Township property record for 20 Park Ter, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 2,018 sqft · built 1929 |
| Lot Size | 0.217 acres (9,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Oct 2020) |
| Tax Bill | $23,258 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02805-0000-00021 |
| Primary APN | 13-02805-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,018 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 9,460 sqft (0.217 acres) |
| Lot Dimensions | 110 ft deep x 86 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130280500021 |
|---|---|
| Street Address | 20 PARK TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 86X110 IRR |
| Legal Block | 2805 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 16200 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| May 16, 2017 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 2020103287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 20, 2020 |
| Property Address | 20 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Document Number | 0000103287 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 103287 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | SOVEREIGN TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 PARK TER MONTCLAIR NJ 070432023, MONTCLAIR, NJ 07043-2023 |
| Document Number | 103288 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 103288 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 16, 2017 |
| Property Address | 20 PARK TER, MONTCLAIR, NJ 07043-2023 |
| Document Number | 0000042401 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 42401 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 PARK TER MONTCLAIR NJ 070432023, MONTCLAIR, NJ 07043-2023 |
| Document Number | 42408 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 42408 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2047 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,500 (-) Land $408,600 Building $252,900 | $661,500 (-) Land $408,600 Building $252,900 | |
| 2025 | $23,258.00 (+3.32%) | $661,500 (-) Land $408,600 Building $252,900 | $661,500 (-) Land $408,600 Building $252,900 |
| 2024 | $22,510.00 (+3.49%) | ||
| 2023 | $661,500 Land $408,600 Building $252,900 | $661,500 Land $408,600 Building $252,900 | |
| 2022 | $21,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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