16 Park Ter, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 16 Park Ter, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1960
Lot Size	0.16 acres (6,960 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jan 2012)
Tax Bill	$20,168 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02805-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`13-02805-0000-00023`
Alternative APN	`130280500023`

Interior

Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	6,960 sqft (0.16 acres)
Lot Dimensions	116 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130280500023
Street Address	16 PARK TER
City	MONTCLAIR
State	NJ
Zip	07043-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X116 IRR
Legal Block	2805
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3000
Census Tract	16200

Owner

16 Park Ter is owned and occupied by two individuals who bought it in January 2012.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 PARK TER, MONTCLAIR, NJ 07043-2023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2012 · Amount on File
Deed Sale	Jan 12, 2012 · Amount on File
Prior Sale	Nov 12, 1999 · Amount on File
Deed Document Number	20122569
Deed Book / Page	12346 / 3520
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 PARK TER, MONTCLAIR, NJ 07043-2023
Document Number	0000085671
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 PARK TER MONTCLAIR NJ 070432023, MONTCLAIR, NJ 07043-2023

Mortgage

Document Number	0000085671
Date	Sep 3, 2020
Instrument	85671

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 Park Ter was $20,168, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,600 (-) Land $392,600 Building $181,000	$573,600 (-) Land $392,600 Building $181,000
2025	$20,168.00 (+3.32%)	$573,600 Land $392,600 Building $181,000	$573,600 Land $392,600 Building $181,000
2024	$19,519.00
2023		$573,600 Land $392,600 Building $181,000	$573,600 Land $392,600 Building $181,000
2022	$18,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Park Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Park Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20