Essex County and Montclair Township property record for 15 Park Ter, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 1,204 sqft · built 1929 |
| Lot Size | 0.133 acres (5,782 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jul 2008) |
| Tax Bill | $19,932 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02805-0000-00017 |
| Primary APN | 13-02805-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,204 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 5,782 sqft (0.133 acres) |
| Lot Dimensions | 118 ft deep x 49 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130280500017 |
|---|---|
| Street Address | 15 PARK TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 49X118 IRR |
| Legal Block | 2805 |
| Legal Lot Number | 17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 16200 |
15 Park Ter is owned and occupied by two individuals who bought it in July 2008.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PARK TER, MONTCLAIR, NJ 07043-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BOILING SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2008 · Amount on File |
| Deed Sale | Jul 9, 2008 · Amount on File |
| Prior Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 20088062728 |
| Deed Book / Page | 12146 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 PARK TER, MONTCLAIR, NJ 07043-2022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000064167 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022064167 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 PARK TER, MONTCLAIR, NJ 07043-2022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | PUNCTUAL ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 2021086671 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021086671 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 PARK TER, MONTCLAIR, NJ 07043-2022 |
| Document Number | 0000011684 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 PARK TER MONTCLAIR NJ 070432022, MONTCLAIR, NJ 07043-2022 |
| Document Number | 0000011684 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 11684 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 PARK TER, MONTCLAIR, NJ 07043-2022 |
| Document Number | 0000011685 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 PARK TER MONTCLAIR NJ 070432022, MONTCLAIR, NJ 07043-2022 |
| Document Number | 0000011685 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 11685 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 7, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 PARK TER, MONTCLAIR, NJ 07043-2022 |
| Document Number | 0000018507 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 PARK TER MONTCLAIR NJ 070432022, MONTCLAIR, NJ 07043-2022 |
| Document Number | 0000018507 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 18507 |
| Name | BOILING SAVINGS BANK |
|---|---|
| Address | 25 ORIENT WAY, RUTHERFORD, NJ 07070-2011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 28, 2037 |
The 2025 property tax bill for 15 Park Ter was $19,932, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,900 (-) Land $384,100 Building $182,800 | $566,900 (-) Land $384,100 Building $182,800 | |
| 2025 | $19,932.00 (+3.32%) | $566,900 Land $384,100 Building $182,800 | $566,900 Land $384,100 Building $182,800 |
| 2024 | $19,291.00 | ||
| 2023 | $566,900 Land $384,100 Building $182,800 | $566,900 Land $384,100 Building $182,800 | |
| 2022 | $18,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Park Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2007–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Park Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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