22 Pal Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 22 Pal Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,287 sqft · built 1966
Lot Size	0.468 acres (20,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$524,000 (Mar 2017)
Tax Bill	$9,955 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00035-01-00009`

Property Details

APN / Parcel Number

Primary APN	`37-00035-01-00009`
Alternative APNs	`3700035000100009` `3700035A00009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
1st Floor Area	1,544 sqft
Upper Floors Area	884 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	20,373 sqft (0.468 acres)
Lot Dimensions	163 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Deck Area	359 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700035A00009
Street Address	22 PAL DR
City	OCEAN
State	NJ
Zip	07712-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Block	35.1
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1014
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 PAL DR, OCEAN, NJ 07712-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NBKC BK
Mar 31, 2017	Grant Deed, Transfer · Conventional with PMI ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Oct 21, 1997 · Amount on Record
Deed Document Number	201734050
Deed Book / Page	9220 / 1334
Prior Transfer Date	Nov 11, 2015
Prior Transfer Doc	0000106470
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 PAL DR, OCEAN, NJ 07712-2552
Document Number	0000112932
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	SILK ABSTRACT COMPANY, SILK ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 PAL DR OCEAN NJ 077122552, OCEAN, NJ 07712-2552

Mortgage

Document Number	0000112932
Date	Nov 26, 2019
Book Page	009382/000695
Instrument	112932

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 31, 2017
Property Address	22 PAL DR, OCEAN, NJ 07712-2552
Document Number	0000034050
Book / Page	009220 / 001334
Instrument Date	Mar 23, 2017
Instrument	34050
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 PAL DR OCEAN NJ 077122552, OCEAN, NJ 07712-2552

Mortgage

Document Number	34051
Date	Mar 31, 2017
Book Page	009220/001354
Instrument	34051

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,800 (+13.59%) Land $442,800 Building $393,000	$835,800 (+13.59%) Land $442,800 Building $393,000
2025	$9,955.00 (-4.15%)	$735,800 (+7.38%) Land $412,200 Building $323,600	$735,800 (+7.38%) Land $412,200 Building $323,600
2024	$10,386.00 (+1.3%)
2023		$685,200 Land $377,800 Building $307,400	$685,200 Land $377,800 Building $307,400
2022	$10,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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