20 Oliver St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 20 Oliver St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1819
Lot Size	0.048 acres (2,082 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jan 1984)
Tax Bill	$6,775 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SALE M:35 L:0093`

Property Details

APN / Parcel Number

Primary APN	`SALE M:35 L:0093`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,496 sqft Living Area
Gross Area	2,120 sqft
Basement Area	568 sqft
Unfinished Basement	568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1819
Effective Year Built	Effective 1819
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,082 sqft (0.048 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 OLIVER ST
City	SALEM
State	MA
Zip	01970-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	93
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2004
Census Tract	204400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salem Common Historic District listed 1976 · 263 contributing resources · NRIS 76000303

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 OLIVER ST, SALEM, MA 01970-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 1984 · Amount on Record
Deed Sale	Jan 12, 1984 · Amount on Record
Deed Book / Page	7314 / 70
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Recording Date	Jun 1, 2026
Property Address	20 OLIVER ST, SALEM, MA 01970-3818
Document Number	0043418-89
Book / Page	43418 / 89
Instrument Date	May 27, 2026
Instrument	20262480
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLIVER ST, SALEM, MA 01970-3818

Mortgage

Document Number	0000002480,
Date	Jun 1, 2026
Book Page	43418/89
Instrument	20262480

Lender

Name	US ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,775.00 (+1.36%)	$597,400 (+3.86%) Land $190,200 Building $407,200	$988,285
2024	$6,684.00 (+1.53%)	$575,200 (+9.31%) Land $180,800 Building $394,400
2023	$6,583.00	$526,200 Land $166,900 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile USA, Verizon.

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