15 Oliver St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 15 Oliver St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,613 sqft · built 1831
Lot Size	0.059 acres (2,583 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Apr 2021)
Tax Bill	$7,210 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SALE M:35 L:0114`

Property Details

APN / Parcel Number

Primary APN	`SALE M:35 L:0114`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area
Gross Area	2,858 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1831
Effective Year Built	Effective 1831
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,583 sqft (0.059 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 OLIVER ST
City	SALEM
State	MA
Zip	01970-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	114
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2005
Census Tract	204400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salem Common Historic District listed 1976 · 263 contributing resources · NRIS 76000303

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 OLIVER ST, SALEM, MA 01970-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit WINTER HILL FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Jul 1, 1985 · Amount on Record
Deed Book / Page	39815 / 471
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Apr 28, 2021
Property Address	15 OLIVER ST, SALEM, MA 01970-3817
Document Number	039815-471
Book / Page	39815 / 471
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 OLIVER ST, SALEM, MA 01970-3817

Mortgage

Document Number	0039815473
Date	Apr 28, 2021
Instrument	39815/473

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	15 OLIVER ST, SALEM, MA 01970-3817
Document Number	37684-304
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OLIVER ST SALEM MA 019703817, SALEM, MA 01970-3817

Mortgage

Document Number	37684-304
Date	Jul 22, 2019
Book Page	037684/000304
Instrument	1907222550

Lender

Name	WINTER HILL FED'L SVGS BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,210.00 (+0.95%)	$635,800 (+3.45%) Land $192,800 Building $443,000	$875,425
2024	$7,142.00 (+0.79%)	$614,600 (+8.51%) Land $183,200 Building $431,400
2023	$7,086.00	$566,400 Land $169,100 Building $397,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile USA, Verizon.

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