18 Oliver St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 18 Oliver St, Salem, MA 01970

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,199 sqft · built 1880
Lot Size	0.05 acres (2,174 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2009)
Tax Bill	$7,889 (2025)
Deeds & Mortgages	Feb 2022 Refinance Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:35 L:0094`

Property Details

APN / Parcel Number

Primary APN	`SALE M:35 L:0094`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,199 sqft Living Area
Gross Area	3,533 sqft
Basement Area	885 sqft
Unfinished Basement	885 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,174 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 OLIVER ST
City	SALEM
State	MA
Zip	01970-3818
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	94
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2004
Census Tract	204400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Salem Common Historic District listed 1976 · 263 contributing resources · NRIS 76000303

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 OLIVER ST, SALEM, MA 01970-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jul 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Jun 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 2, 2009 · Amount on Record
Deed Sale	Apr 2, 2009 · Amount on Record
Prior Sale	Jan 17, 2006 · Amount on Record
Deed Book / Page	28460 / 300
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	18 OLIVER ST, SALEM, MA 01970-3818
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040708-177
Date	Feb 7, 2022
Book Page	40708/177
Instrument	20220207000790

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	18 OLIVER ST, SALEM, MA 01970-3818
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039965-111
Date	Jun 10, 2021
Book Page	39965/111
Instrument	20210610000380

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	18 OLIVER ST, SALEM, MA 01970-3818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37002-417
Date	Sep 10, 2018
Book Page	37002/417
Instrument	180910004460

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	18 OLIVER ST, SALEM, MA 01970-3818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38739-70
Date	Jul 22, 2020
Book Page	38739/70
Instrument	20200722004250

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	18 OLIVER ST, SALEM, MA 01970-3818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38588-516
Date	Jun 8, 2020
Book Page	38588/516
Instrument	20200608000970

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,889.00 (+4.23%)	$695,700 (+6.8%) Land $190,700 Building $505,000
2024	$7,569.00 (+2.17%)	$651,400 (+1%) Land $181,200 Building $470,200
2023	$7,408.00	$592,200 Land $167,300 Building $424,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile USA, Verizon.

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