20 Old Chimney Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 20 Old Chimney Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,501 sqft · built 1971
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jan 2021)
Tax Bill	$16,255 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00712-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`63-00712-0000-00004`
Alternative APNs	`630071200004` `044800`

Interior

Stories	1 Story
Building Area	3,501 sqft Living Area
1st Floor Area	3,501 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Account Number	044800
Street Address	20 OLD CHIMNEY RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.880 AC
Legal Block	712
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2008
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Deed Document Number	20211134
Deed Book / Page	3896 / 358
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 5, 2021
Property Address	20 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1538
Document Number	0038960358
Book / Page	3896 / 358
Instrument Date	Oct 13, 2020
Instrument	21-001134
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ORSYN ABSTRACTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 MARINA ISLE WAY # WAY202, 1601, JUPITER, FL 33477-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1538

Mortgage

Document Number	21001135
Date	Jan 5, 2021
Instrument	21-001135

Lender

Name	ALLY CAPITAL CORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,600 (-) Land $320,200 Building $307,400	$627,600 (-) Land $320,200 Building $307,400
2025	$16,255.00 (+1.73%)	$627,600 (-) Land $320,200 Building $307,400	$627,600 (-) Land $320,200 Building $307,400
2024	$15,978.00 (+2.95%)
2023		$627,600 Land $320,200 Building $307,400	$627,600 Land $320,200 Building $307,400
2022	$15,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20