12 Old Chimney Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 12 Old Chimney Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,433 sqft · built 1950
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Tax Bill$17,959 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00712-0000-00006

Property Details

APN / Parcel Number

Primary APN63-00712-0000-00006
Alternative APNs
  • 630071200006
  • 044600

Interior

Stories1 Story
Building Area3,433 sqft Living Area
1st Floor Area3,433 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Lot Area39,640 sqft (0.91 acres)

Location & Zoning

Account Number044600
Street Address12 OLD CHIMNEY RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.910 AC
Legal Block712
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2008
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 6, 2008
Transfer Doc0095400284
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address12 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMAJESTIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038340344
DateNov 24, 2020
Book Page3834/344
Instrument20-123808
Lender
NameSOMERSET SAVINGS BANK SLA
TypeBank
AddressBOUND BROOK, NJ 08805
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$693,400 (-) Land $321,400 Building $372,000$693,400 (-) Land $321,400 Building $372,000
2025$17,959.00 (+1.73%)$693,400 (-) Land $321,400 Building $372,000$693,400 (-) Land $321,400 Building $372,000
2024$17,654.00 (+2.96%)
2023$693,400 Land $321,400 Building $372,000$693,400 Land $321,400 Building $372,000
2022$17,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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