11 Old Chimney Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 11 Old Chimney Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,295 sqft · built 1952
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Last Sale$1,345,000 (Oct 2025)
Tax Bill$14,763 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63-00510-0000-00007

Property Details

APN / Parcel Number

Primary APN63-00510-0000-00007
Alternative APNs
  • 630051000007
  • 046600

Interior

Stories2 Stories
Building Area3,295 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Lot Area39,204 sqft (0.9 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number046600
Street Address11 OLD CHIMNEY RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.900 AC
Legal SubdivisionOLD CHIMNEY RDG SEC 1
Legal Block510
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2007
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1508
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleAug 14, 2000 · Amount on Record
Deed Document Number202570090
Deed Book / Page5621 / 316
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 15, 2025
Property Address11 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1508
Document Number0056210316
Book / Page5621 / 316
Instrument DateAug 20, 2025
Instrument2025070090
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyUNKNOWN, CATIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,471.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1508

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 OLD CHIMNEY RD, UPPER SADDLE RIVER, NJ 07458-1508

Mortgage

Document Number2025070091
DateOct 15, 2025
Instrument2025070091
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.46%
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change3.49%
Max Rate At Change7.49%
IndexSOFR Average 30-Day
Margin3
Max Rate10.4%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$570,000 (-) Land $321,000 Building $249,000$570,000 (-) Land $321,000 Building $249,000
2025$14,763.00 (+1.73%)$570,000 (-) Land $321,000 Building $249,000$570,000 (-) Land $321,000 Building $249,000
2024$14,512.00 (+2.95%)
2023$570,000 Land $321,000 Building $249,000$570,000 Land $321,000 Building $249,000
2022$14,096.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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