20 Oak St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 20 Oak St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,870 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Nov 2019)
Tax Bill	$16,964 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:095 L:031`

Property Details

APN / Parcel Number

Primary APN	`KENB M:095 L:031`
Alternative APNs	`M:095 L:031 U:000` `5140`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	5,433 sqft
1st Floor Area	1,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5140
Street Address	20 OAK ST
City	KENNEBUNK
State	ME
Zip	04043-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	31
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2020
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 23, 2026	Deed, Transfer
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
Mar 16, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2019	Warranty Deed, Transfer FRANCIS P BROWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Aug 24, 2006
Deed Document Number	201947139
Deed Book / Page	18089 / 37
Last Transfer Date	Mar 10, 2021
Transfer Doc	0185910472
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 23, 2026
Property Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Document Number	0198890125
Book / Page	19889 / 125
Instrument Date	Feb 21, 2026
Instrument	202613468
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 23, 2026
Property Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Document Number	0198890122
Book / Page	19889 / 122
Instrument Date	Feb 9, 2026
Instrument	202613467
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181160397
Date	Dec 6, 2019
Book Page	18116/397
Instrument	2019052527

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Mar 16, 2021
Property Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Document Number	0185910472
Book / Page	18591 / 472
Instrument Date	Mar 10, 2021
Instrument	2021014914
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 MAPLE ST, WATERTOWN, MA 02472-4605

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Nov 4, 2019
Property Address	20 OAK ST, KENNEBUNK, ME 04043-7508
Document Number	0180890037
Book / Page	018089 / 000037
Instrument Date	Nov 1, 2019
Instrument	47139
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	461 MAIN ST #3 FRANCONIA NH 035804836, 3, FRANCONIA, NH 03580-4836

Mortgage

Document Number	180890043
Date	Nov 4, 2019
Book Page	018089/000043
Instrument	47140

Lender

Name	FRANCIS P BROWN
Address	4 MIDDLE ST, AMHERST, NH 03031-2917

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,964.00 (+33.73%)	$1,722,200 (+130.12%) Land $1,127,700 Building $594,500
2024	$12,685.00 (+5.6%)	$748,400 (-) Land $432,800 Building $315,600
2023	$12,012.00	$748,400 Land $432,800 Building $315,600	$1,581,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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