18 Oak St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 18 Oak St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1959
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2011)
Tax Bill	$17,544 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`KENB M:095 L:033`

Property Details

APN / Parcel Number

Primary APN	`KENB M:095 L:033`
Alternative APNs	`M:095 L:033 U:000` `3648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	4,332 sqft
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3648
Street Address	18 OAK ST
City	KENNEBUNK
State	ME
Zip	04043-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	33
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2020
Census Tract	28004

Owner

18 Oak St is owned by two individuals who bought it in September 2011.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SHIELDS AVENUE TORONTO
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage TD BANK NA
Dec 26, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2011 · Amount on File
Deed Sale	Sep 28, 2011 · Amount on File
Deed Book / Page	16171 / 751
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	18 OAK ST, KENNEBUNK, ME 04043-7508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177340476
Date	Jun 18, 2018
Book Page	17734/0476
Instrument	2018022168

Lender

Name	TD BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KENNEBUNK ME
Recording Date	Dec 26, 2018
Property Address	18 OAK ST, KENNEBUNK, ME 04043-7508
Document Number	0178690583
Book / Page	017869 / 000583
Instrument Date	Dec 19, 2018
Instrument	53868
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 OAK ST KENNEBUNK ME 040437508, KENNEBUNK, ME 04043-7508

Tax Assessment & Valuation

The 2025 property tax bill for 18 Oak St was $17,544, up 31.3% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,544.00 (+31.3%)	$1,781,100 (+125.94%) Land $1,351,000 Building $430,100
2024	$13,362.00 (+5.97%)	$788,300 (+0.34%) Land $519,900 Building $268,400
2023	$12,609.00 (+9.93%)	$785,600 (-) Land $519,900 Building $265,700	$1,327,625
2022	$11,470.00	$785,600 Land $519,900 Building $265,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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