York County and Biddeford City property record for 28 Oak St, Biddeford, ME 04005
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4 ba · 3,744 sqft · built 1984 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,103 (2025) |
| Deeds & Mortgages | May 2022 Refinance Nov 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:39 L:196 |
| Primary APN | BIDD M:39 L:196 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 16 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,744 sqft Living Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 28 OAK ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3428 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R2 |
| Legal Subdivision | BIDDEFORD HTS |
| Legal Lot Number | 196 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 25206 |
Source: York County and Biddeford City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 561 FERRY RD, BIDDEFORD, ME 04005 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Nov 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Mar 19, 2019 | Deed of Trust, Mortgage · Unknown BIDDEFORD SAVINGS BANK |
| Jul 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK |
| Nov 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 28 OAK ST, BIDDEFORD, ME 04005-3428 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190170140 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 19017/140 |
| Instrument | 2022019416 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 28 OAK ST, BIDDEFORD, ME 04005-3428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0184410745 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 18441/745 |
| Instrument | 2020056871 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 28 OAK ST, BIDDEFORD, ME 04005-3428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179130764 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 17913/764 |
| Instrument | 2019009531 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 28 OAK ST, BIDDEFORD, ME 04005-3428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179930698 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 17993/698 |
| Instrument | 2019026343 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 28 OAK ST, BIDDEFORD, ME 04005-3428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0184410732 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 18441/732 |
| Instrument | 2020056869 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,103.00 (+6.37%) | $542,400 (+1.25%) Land $181,500 Building $360,900 |
| 2024 | $7,618.00 (+8.39%) | $535,700 (-) Land $181,500 Building $354,200 |
| 2023 | $7,028.00 (+0.26%) | $535,700 (+25.4%) Land $181,500 Building $354,200 |
| 2022 | $7,010.00 | $427,200 Land $97,700 Building $329,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures