20 Mechanic St, Eldred, PA 16731 Property Records

McKean County property record for 20 Mechanic St, Eldred, PA 16731

Property Summary

Property Type	Mobile Home
Details	1,352 sqft · built 1990
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Apr 2023)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-003.-315.A00`

Property Details

APN / Parcel Number

Primary APN	`07-003.-315.A00`
Alternative APN	`044473`

Interior

Building Area	1,352 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	220 ft deep x 93 ft wide

Location & Zoning

Street Address	20 MECHANIC ST
City	ELDRED
State	PA
Zip	16731-4531
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OLD CONTROL:
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	5
Census Block	5011
Census Tract	420600

Owner

Source: McKean County records · APN 07-003.-315.A00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 MECHANIC ST, ELDRED, PA 16731-4531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	20231316
Deed Book / Page	1033 / 178
Record Updated	Jun 08, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Apr 21, 2023
Property Address	20 MECHANIC ST, ELDRED, PA 16731-4531
Document Number	001033/178
Book / Page	1033 / 178
Instrument Date	Apr 21, 2023
Instrument	202301316
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MECHANIC ST, ELDRED, PA 16731-4531

Mortgage

Document Number	0202301317
Date	Apr 21, 2023
Instrument	202301317

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2043

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+9.27%)	$24,460 (-) Building $24,460
2024	$992.00	$24,460 Building $24,460
1998			$24,460 Building $24,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skypacket Networks Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.