21 Mechanic St, Eldred, PA 16731 Property Records

McKean County property record for 21 Mechanic St, Eldred, PA 16731

Property Summary

Property Type	Single Family Home
Details	1,592 sqft · built 1936
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$5,000 (May 2021)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Dec 2023 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-003.-217.00`

Property Details

APN / Parcel Number

Primary APN	`07-003.-217.00`
Alternative APN	`010680`

Interior

Building Area	1,592 sqft Total Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Location & Zoning

Street Address	21 MECHANIC ST
City	ELDRED
State	PA
Zip	16731-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0979-0658
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	5
Census Block	5006
Census Tract	420600

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 1/2 MECHANIC ST, ELDRED, PA 16731-4531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
May 26, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Deed Document Number	20212137
Deed Book / Page	979 / 658
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	000979/658
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	21 MECHANIC ST, ELDRED, PA 16731-4531
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001050/296
Date	Dec 11, 2023
Book Page	1050/296
Instrument	202304334

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank
Address	ELDRED, PA 16731

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2038

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	May 26, 2021
Property Address	21 MECHANIC ST, ELDRED, PA 16731-4531
Document Number	000979/658
Book / Page	979 / 658
Instrument Date	May 20, 2021
Instrument	202102137
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 KANSAS BRANCH RD, 222, DUKE CENTER, PA 16729-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 1 2 MECHANIC STREET, ELDRED, PA 16731

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (+0.92%)	$101,720 (-) Land $5,000 Building $96,720
2025	$4,467.00 (+2,657.41%)	$101,720 (+2,443%) Land $5,000 Building $96,720
2024	$162.00	$4,000 Land $4,000
1998			$101,720 Land $5,000 Building $96,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRED BOROUGH WATER AUTH serves 850 people · EPA ID PA6420016
Water Source	Groundwater
Last State Inspection	Feb 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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