McKean County property record for 13 Mechanic St, Eldred, PA 16731
| Property Type | Single Family Home |
|---|---|
| Details | 1,757 sqft · built 1900 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Aug 2025) |
| Tax Bill | $1,626 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage May 2022 Sale & Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-003.-214.00 |
| Primary APN | 07-003.-214.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,757 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Street Address | 13 MECHANIC ST |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:1008-0191 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | ELDRED |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 420600 |
Source: McKean County records · APN 07-003.-214.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 MECHANIC ST, ELDRED, PA 16731-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 05, 2025 | Deed, Transfer · Conventional Mortgage HIGH POINT FEDERAL CREDIT UNION |
| May 20, 2022 | Deed, Transfer · Line of Credit CNB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | May 20, 2022 · Amount on Record |
| Deed Document Number | 20252458 |
| Deed Book / Page | 1089 / 433 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Aug 05, 2025 |
| Property Address | 13 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 001089/433 |
| Book / Page | 1089 / 433 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 202502458 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 0202502459 |
|---|---|
| Date | Aug 05, 2025 |
| Instrument | 202502459 |
| Name | HIGH POINT FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | May 20, 2022 |
| Property Address | 13 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 001008/191 |
| Book / Page | 1008 / 191 |
| Instrument Date | May 18, 2022 |
| Instrument | 202201730 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 MECHANIC ST, ELDRED, PA 16731-4531 |
| Document Number | 0202201731 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 202201731 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Eldred Borough |
| Unified School District | Otto-Eldred School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,626.00 (+0.93%) | $36,700 (-) Land $5,000 Building $31,700 | |
| 2025 | $1,611.00 (+8.27%) | $36,700 (-) Land $5,000 Building $31,700 | |
| 2024 | $1,488.00 | $36,700 Land $5,000 Building $31,700 | |
| 1998 | $36,700 Land $5,000 Building $31,700 |
Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420834206005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 140 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skypacket Networks Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ELDRED BOROUGH WATER AUTH serves 850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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