St. Louis County property record for 20 Lochhaven Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,953 sqft · built 1964 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (May 2006) |
| Tax Bill | $6,687 (2024) |
| Deeds & Mortgages | Dec 2020 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23P-43-0124 |
| Primary APN | 23P-43-0124 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,953 sqft Living Area |
| Gross Area | 3,625 sqft |
| 1st Floor Area | 2,953 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 51,401 sqft (1.18 acres) |
| Lot Dimensions | 250 ft deep x 362 ft wide |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Concrete/Masonry Porch |
|---|---|
| Porch Area | 426 sqft |
| Deck Area | 110 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 LOCHHAVEN LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NU |
| Legal Description | LOCHHAVEN LOT 20 |
| Legal Subdivision | LOCHHAVEN |
| Legal Lot Number | 20 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 218016 |
Source: St. Louis County records · APN 23P-43-0124
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LOCHHAVEN LN, BALLWIN, MO 63021-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 01, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2006 · Amount on Record |
| Deed Sale | May 18, 2006 · Amount on Record |
| Deed Document Number | 20061017 |
| Deed Book / Page | 17165 / 394 |
| Prior Transfer Date | Aug 23, 2005 |
| Prior Transfer Doc | 0167501391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 20 LOCHHAVEN LN, BALLWIN, MO 63021-8020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 20 LOCHHAVEN LN, BALLWIN, MO 63021-8020 |
| Document Number | 0244701633 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 24470/1633 |
| Instrument | 2020120100307 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 20 LOCHHAVEN LN, BALLWIN, MO 63021-8020 |
| Document Number | 0235041426 |
| Instrument Date | Apr 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 20 LOCHHAVEN LN BALLWIN MO 630218020, BALLWIN, MO 63021-8020 |
| Document Number | 0235041426 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 023504/001426 |
| Instrument | 316 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,670 (+35.38%) Land $71,500 Building $68,170 | $735,100 (+35.38%) Land $376,300 Building $358,800 | |
| 2024 | $6,687.00 (-0.89%) | ||
| 2023 | $6,747.00 (-1.76%) | $103,170 (+6.76%) Land $51,170 Building $52,000 | $543,000 (+6.76%) Land $269,300 Building $273,700 |
| 2022 | $6,868.00 | $96,640 Land $51,170 Building $45,470 | |
| 2021 | $508,600 Land $269,300 Building $239,300 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (2015–2020) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 154 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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