20 Laurel Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 20 Laurel Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,438 sqft · built 1967
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individuals on Record
Last Sale	$187,500 (Nov 2013)
Tax Bill	$7,609 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`E0095900`

Property Details

APN / Parcel Number

Primary APN	`E0095900`
Alternative APN	`PROS M:114 B:79 L:20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,438 sqft Living Area
Gross Area	4,079 sqft
Basement Area	1,641 sqft
Unfinished Basement	906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	E0095900
Street Address	20 LAUREL LN
City	PROSPECT
State	CT
Zip	06712-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	79
Legal Lot Number	20
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

Source: Prospect Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	20 LAUREL LN, PROSPECT, CT 06712-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage FDC FEDERAL CREDIT UNION
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2013 · Amount on Record
Deed Sale	Nov 4, 2013 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Book / Page	739 / 88
Transfer Doc	810-263
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	20 LAUREL LN, PROSPECT, CT 06712-1410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	839-209
Date	Jun 4, 2019
Book Page	839/209

Lender

Name	FDC FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2044

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Sep 28, 2017
Property Address	20 LAUREL LN, PROSPECT, CT 06712-1410
Document Number	810-263
Book / Page	000810 / 000263
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 LAUREL LN PROSPECT CT 067121410, PROSPECT, CT 06712-1410

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,609.00	$297,570 (+36.42%) Land $101,850 Building $195,720	$208,299 Land $71,295 Building $137,004
2024	$7,609.00 (+9.29%)
2023	$6,962.00 (-0.1%)	$218,120 (-) Land $101,850 Building $116,270
2022	$6,969.00	$218,120 Land $101,850 Building $116,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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