23 Laurel Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 23 Laurel Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1966
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$39,744 (Nov 2021)
Tax Bill	$8,091 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0069800`

Property Details

APN / Parcel Number

Primary APN	`C0069800`
Alternative APN	`PROS M:114 B:79 L:23`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	3,148 sqft
Basement Area	1,460 sqft
Unfinished Basement	841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	C0069800
Street Address	23 LAUREL LN
City	PROSPECT
State	CT
Zip	06712-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	79
Legal Lot Number	23
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 LAUREL LN, PROSPECT, CT 06712-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2021	Quit Claim Deed, Transfer · Line of Credit HOME POINT FINANCIAL CORPORATION
Jan 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20211974
Deed Book / Page	905 / 106
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	000905-106
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Recording Date	Jul 13, 2026
Property Address	23 LAUREL LN, PROSPECT, CT 06712-1411
Document Number	0000000663
Book / Page	939 / 80
Instrument Date	Jun 29, 2026
Instrument	2026663
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LAUREL LN, PROSPECT, CT 06712-1411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000663,
Date	Jul 13, 2026
Book Page	939/80
Instrument	2026663

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.53%
Max Rate	-1%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Nov 23, 2021
Property Address	23 LAUREL LN, PROSPECT, CT 06712-1411
Document Number	000905-106
Book / Page	905 / 106
Instrument Date	Nov 22, 2021
Instrument	1974
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001976
Date	Nov 23, 2021
Instrument	1976

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Jan 19, 2018
Property Address	23 LAUREL LN, PROSPECT, CT 06712-1411
Document Number	816-82
Book / Page	000816 / 000082
Instrument Date	Jan 5, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8 DEER RUN DR NORTH READING MA 018641700, NORTH READING, MA 01864-1700

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,091.00 (+11.34%)	$284,200 (-) Land $102,900 Building $181,300	$460,618 (+131.54%)
2025	$7,267.00	$284,200 (+42.07%) Land $102,900 Building $181,300	$198,940 Land $72,030 Building $126,910
2024	$7,267.00 (+13.81%)
2023	$6,385.00 (-0.09%)	$200,040 (-) Land $102,900 Building $97,140
2022	$6,391.00	$200,040 Land $102,900 Building $97,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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