16 Laurel Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 16 Laurel Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,222 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2024)
Tax Bill	$5,949 (2026)
Deeds & Mortgages	Mar 2024 Refinance Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K0150300`

Property Details

APN / Parcel Number

Primary APN	`K0150300`
Alternative APN	`PROS M:114 B:79 L:16`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Basement Area	1,200 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	K0150300
Street Address	16 LAUREL LN
City	PROSPECT
State	CT
Zip	06712-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	79
Legal Lot Number	16
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 LAUREL LN, PROSPECT, CT 06712-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT HOUSING FINANCE AUTHORITY
Mar 19, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CONNECTICUT HOUSING FINANCE AUTHORI
Oct 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Deed Document Number	2024228
Deed Book / Page	926 / 796
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	16 LAUREL LN, PROSPECT, CT 06712-1410
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927-27
Date	Mar 19, 2024
Book Page	927/27
Instrument	2024-231

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Mar 19, 2024
Property Address	16 LAUREL LN, PROSPECT, CT 06712-1410
Document Number	000926-796
Book / Page	926 / 796
Instrument Date	Feb 28, 2024
Instrument	2024228
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LAUREL LN, PROSPECT, CT 06712-1410

Mortgage

Document Number	0002024231
Date	Mar 19, 2024
Instrument	2024-231

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORI
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Mortgage

Document Number	0000927-24
Date	Mar 19, 2024
Book Page	927/24
Instrument	2024-230

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Oct 3, 2017
Property Address	16 LAUREL LN, PROSPECT, CT 06712-1410
Document Number	810-343
Book / Page	000810 / 000343
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 LAUREL LN PROSPECT CT 067121410, PROSPECT, CT 06712-1410

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,949.00 (+11.34%)	$208,950 (-) Land $80,850 Building $128,100	$366,150 (+150.33%)
2025	$5,343.00	$208,950 (+31.12%) Land $80,850 Building $128,100	$146,265 Land $56,595 Building $89,670
2024	$5,343.00 (+5.03%)
2023	$5,087.00 (-0.1%)	$159,360 (-) Land $80,850 Building $78,510
2022	$5,092.00	$159,360 Land $80,850 Building $78,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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