Fluvanna County property record for 20 Hatchechubee Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,364 sqft · built 2002 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 10 140 |
| Primary APN | 18A 10 140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 3,388 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Finished Basement | 1,352 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Garage Area | 768 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 552 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1162 |
|---|---|
| Street Address | 20 HATCHECHUBEE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 462-317 CHEROKEE-10 LOT 140 15,000 SF |
| Legal Subdivision | CHEROKEE PH 10 |
| Legal Block | 14 |
| Legal Lot Number | 140 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20104 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 20 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | TANDEM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0220001167 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 220001167 |
| Name | APPLE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 20 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210003044 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 210003044 |
| Name | APPLE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 20 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200001391 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 200001391 |
| Name | CAPITAL CENTER LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,600 (-) Land $30,000 Building $322,600 | $352,600 (-) Land $30,000 Building $322,600 | |
| 2025 | $2,662.00 (+23.35%) | $352,600 (+37.84%) Land $30,000 Building $322,600 | $352,600 (+37.84%) Land $30,000 Building $322,600 |
| 2023 | $255,800 Land $30,000 Building $225,800 | $255,800 Land $30,000 Building $225,800 | |
| 2022 | $2,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures