Fluvanna County property record for 24 Hatchechubee Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,256 sqft · built 2004 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $394,900 (Oct 2025) |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | Jun 2006 Line of Credit Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 10 138 |
| Primary APN | 18A 10 138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 3,736 sqft |
| 1st Floor Area | 2,240 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,379 sqft (0.376 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 120 sqft |
| Balcony Area | 16 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9371 |
|---|---|
| Street Address | 24 HATCHECHUBEE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 180002228 CHEROKEE-10 LOT 138 16,365 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 13 |
| Legal Lot Number | 138 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20104 |
Source: Fluvanna County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 19, 2006 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Oct 28, 2025 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jul 18, 2018 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Feb 21, 2007 | Warranty Deed, Transfer · ARM SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 20253299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000688/001 |
|---|---|
| Date | Jun 19, 2006 |
| Book Page | 688/001 |
| Instrument | 3498 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 28, 2025 |
| Property Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Document Number | 0250003299 |
| Map Reference | MB 103 PG 335 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 250003299 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Document Number | 0250003300 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 250003300 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jul 18, 2018 |
| Property Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Document Number | 1802228 |
| Map Reference | PB 103 PG 335 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 1802228 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Document Number | 1802229 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 1802229 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Feb 21, 2007 |
| Property Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Document Number | 717/175 |
| Book / Page | 717 / 175 |
| Map Reference | DD103 PG335 |
| Instrument Date | Feb 1, 2007 |
| Instrument | 0863 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 HATCHECHUBEE RD, PALMYRA, VA 22963-3135 |
| Document Number | 000717/178 |
|---|---|
| Date | Feb 12, 2007 |
| Book Page | 717/178 |
| Instrument | 0864 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 1, 2014 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,300 (-) Land $30,000 Building $297,300 | $327,300 (-) Land $30,000 Building $297,300 | |
| 2025 | $2,471.00 (+0.69%) | $327,300 (+23.98%) Land $30,000 Building $297,300 | $327,300 (+23.98%) Land $30,000 Building $297,300 |
| 2024 | $2,454.00 (+10.14%) | ||
| 2023 | $264,000 Land $30,000 Building $234,000 | $264,000 Land $30,000 Building $234,000 | |
| 2022 | $2,228.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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