Fluvanna County property record for 18 Hatchechubee Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1996 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $291,000 (Aug 2023) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Feb 2006 Mortgage Oct 2007 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 10 141 |
| Primary APN | 18A 10 141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 1,456 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Terrain | Rolling |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3718 |
|---|---|
| Street Address | 18 HATCHECHUBEE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 230002168 CHEROKEE-10 LOT 141 15,000 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 14 |
| Legal Lot Number | 141 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20104 |
Source: Fluvanna County assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 12, 2007 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Oct 12, 2012 | Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP |
| Aug 8, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2018 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Apr 18, 2018 | Deed, Transfer · Conventional Mortgage UNION MORTGAGE GROUP INC |
| Feb 19, 2008 | Warranty Deed, Transfer · ARM USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Dec 11, 2018 · Amount on Record |
| Deed Document Number | 20232168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000670/092 |
|---|---|
| Date | Feb 1, 2006 |
| Book Page | 670/092 |
| Instrument | 0592 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2021 |
| Rate | 6.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000745/814 |
|---|---|
| Date | Oct 12, 2007 |
| Book Page | 745/814 |
| Instrument | 5643 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 1, 2008 |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000876/163 |
|---|---|
| Date | Oct 12, 2012 |
| Book Page | 876/163 |
| Instrument | 1203546 |
| Name | ALLY CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2042 |
| Rate | 4.12% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 8, 2023 |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 0230002168 |
| Map Reference | DB 103 PG 334 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 230002168 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | RED FOX TITLE LLC, RED FOX TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 0230002169 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 230002169 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 11, 2018 |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 1803793 |
| Map Reference | PB 103 PG 334 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 1803793 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 1803794 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 1803794 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 18, 2018 |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 1801157 |
| Map Reference | PB 103 PG 334 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 1801157 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 1801158 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 1801158 |
| Name | UNION MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Feb 19, 2008 |
| Property Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Document Number | 000756/728 |
| Book / Page | 756 / 728 |
| Map Reference | DD103 PG334-338 |
| Instrument Date | Feb 12, 2008 |
| Instrument | 0690 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2024 |
| Title Company | SOUTHERN TITLE INS CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 HATCHECHUBEE RD, PALMYRA, VA 22963-3134 |
| Investor | Possibly a Property Investor |
| Document Number | 000756/730 |
|---|---|
| Date | Feb 19, 2008 |
| Book Page | 756/730 |
| Instrument | 0691 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Mar 1, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,800 (-) Land $30,000 Building $230,800 | $260,800 (-) Land $30,000 Building $230,800 | |
| 2025 | $1,969.00 (+10.43%) | $260,800 (+23.43%) Land $30,000 Building $230,800 | $260,800 (+23.43%) Land $30,000 Building $230,800 |
| 2023 | $211,300 Land $30,000 Building $181,300 | $211,300 Land $30,000 Building $181,300 | |
| 2022 | $1,783.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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