Middlesex County and Ayer Town property record for 16 Grove St, #18, Ayer, MA 01432 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1988 |
| Square Footage | 2,654 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,489.00 (2025) |
| Primary APN | AYER M:026 B:0000 L:0323 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,654 sqft Living Area |
| Basement Area | 1,610 sqft Basement |
| Unfinished Basement | 1,610 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Stone Construction |
| Roof Construction | Mansard Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 16 GROVE ST, 18 |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1643 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 323 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0323
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 GROVE ST, 18, AYER, MA 01432-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 16 GROVE ST # 18, 18, AYER, MA 01432-1643 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0084487-54 |
|---|---|
| Date | Aug 14, 2025 |
| Book Page | 84487/54 |
| Instrument | 96738 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 16-18 GROVE ST, AYER, MA 01432 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079432-298 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 79432/298 |
| Instrument | 278339 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,489.00 (+19.87%) | $375,300 (+24.48%) Land $135,100 Building $240,200 |
| 2023 | $3,745.00 | $301,500 Land $126,800 Building $174,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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