Otsego County and Oneonta City property record for 20 Franklin St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,666 sqft Living Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Garage | Attached, 260 sqft |
| Last Sale | $190,000 (2023) |
| Tax Bill | $5,234.00 (2025) |
| Primary APN | 361200 300.5-2-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,666 sqft Living Area |
| 1st Floor | 850 sqft 1st Floor |
| 2nd Floor | 816 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Depth X Width | 58.5 ft x 51 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 260 sqft Garage |
| Patio Area | 225 sqft Patio |
| Porch Area | 96 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 1446 |
|---|---|
| Street Address | 20 FRANKLIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1712 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-2-24
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1502 GRAHAM CT SE, ROCHESTER, MN 55904-4940 |
| Owner Type | Owner is a Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Deed Doc Number | 20232991 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 27, 2023 |
| Property Address | 20 FRANKLIN ST, ONEONTA, NY 13820-1712 |
| Document Number | 0000000991 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-2991 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1502 GRAHAM CT SE, ROCHESTER, MN 55904-4940 |
| Document Number | 0000000992 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023-2992 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,234.00 | $138,000 (-) Land $8,400 Building $129,600 | $194,366 (+14.08%) Land $11,831 Building $182,535 |
| 2023 | $138,000 (-) Land $8,400 Building $129,600 | $170,370 (+13.58%) Land $10,370 Building $160,000 | |
| 2022 | $138,000 Land $8,400 Building $129,600 | $150,000 Land $9,130 Building $140,870 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures