Otsego County and Oneonta City property record for 23 Franklin St, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,194 sqft Living Area |
| Lot Size | 3,049 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $128,000 (2025) |
| Tax Bill | $3,748.00 (2025) |
| Primary APN | 361200 300.5-2-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,194 sqft Living Area |
| 1st Floor | 726 sqft 1st Floor |
| 2nd Floor | 468 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Depth X Width | 96 ft x 32 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 247 sqft Garage |
| Porch Area | 98 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 1436 |
|---|---|
| Street Address | 23 FRANKLIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 33.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-2-33
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed, Transfer 1ST PRIORITY MORTGAGE INC |
| Oct 16, 2025 | Deed, Transfer 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2013 · Amount on Record |
| Deed Doc Number | 20254070 |
| Prior Transfer Date | Nov 01, 2001 |
| Prior Transfer Doc | 0950000108 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 16, 2025 |
| Property Address | 23 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Number | 0000000070 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-4070 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Number | 0000000071 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-4071 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Number | 0000000072 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-4072 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 16, 2025 |
| Property Address | 23 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Number | 0000000070 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025-4070 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Number | 0000000071 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-4071 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Number | 0000000072 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025-4072 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,748.00 (+6.24%) | $112,000 (-) Land $8,400 Building $103,600 | $157,746 (+8.45%) Land $11,831 Building $145,915 |
| 2024 | $3,528.00 Homeowner's exemption | $112,000 (-) Land $8,400 Building $103,600 | $145,455 (+5.19%) Land $10,909 Building $134,546 |
| 2023 | $112,000 Land $8,400 Building $103,600 | $138,272 Land $10,370 Building $127,902 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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