Otsego County and Oneonta City property record for 17 Franklin St, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,007 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,482 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.5-2-36 |
| Primary APN | 361200 300.5-2-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,007 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| 2nd Floor Area | 955 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 124 ft deep x 41.7 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1433 |
|---|---|
| Street Address | 17 FRANKLIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-2-36
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer |
| Sep 16, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0000000597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 16, 2025 |
| Property Address | 17 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Number | 0000000597 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-3597 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 16, 2025 |
| Property Address | 17 FRANKLIN ST, ONEONTA, NY 13820-1733 |
| Document Number | 0000000596 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-3596 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 FRANKLIN ST, ONEONTA, NY 13820-1733 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,482.00 (+5.93%) | $158,000 (-) Land $13,400 Building $144,600 | $222,535 (+8.45%) Land $18,873 Building $203,662 |
| 2024 | $5,175.00 Homeowner's exemption | $158,000 (-) Land $13,400 Building $144,600 | $205,195 (+5.19%) Land $17,403 Building $187,792 |
| 2023 | $158,000 Land $13,400 Building $144,600 | $195,062 Land $16,543 Building $178,519 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775911002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force 1 of 16 on primary residences |
| Nearby Flood Claims | 20 (1986–2014) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Feb 2014 |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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