20 Fort Sumter, Irvine, CA 92620 Property Records

Orange County property record for 20 Fort Sumter, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,341 sqft · built 1978
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,060,000 (Nov 2020)
Tax Bill	$12,033 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-203-18`

Property Details

APN / Parcel Number

Primary APN	`529-203-18`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,341 sqft Living Area
Gross Area	2,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	5,500 sqft (0.126 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 FORT SUMTER
City	IRVINE
State	CA
Zip	92620-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9639 BLK LOT 59
Legal Subdivision	TRACT NO 9369
Legal Tract	9639
Legal Lot Number	59
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1003
Census Tract	52533

Owner

20 Fort Sumter is owned and occupied by two individuals who bought it in November 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 FORT SUMTER, IRVINE, CA 92620-2528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage STERLING BANK & TRUST FSB
Nov 9, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 15, 2017	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Document Number	2020643793
Prior Transfer Date	Apr 24, 2002
Prior Transfer Doc	0000412670
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 FORT SUMTER, IRVINE, CA 92620-2528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506397
Date	Dec 4, 2019
Instrument	2019000506397

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	4.2%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	11%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 9, 2020
Property Address	20 FORT SUMTER, IRVINE, CA 92620-2528
Document Number	0000643793
Map Reference	MB 517 PG 14-16
Instrument Date	Nov 2, 2020
Instrument	2020000643793
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 FORT SUMTER, IRVINE, CA 92620-2528

Mortgage

Document Number	0000643794
Date	Nov 9, 2020
Instrument	2020000643794

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 15, 2017
Property Address	20 FORT SUMTER, IRVINE, CA 92620-2528
Document Number	0000493733
Instrument Date	Oct 23, 2017
Instrument	493733
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,056.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 FORT SUMTER IRVINE CA 926202528, IRVINE, CA 92620-2528

Tax Assessment & Valuation

The 2025 property tax bill for 20 Fort Sumter was $12,033 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,170,324 (+2%) Land $953,808 Building $216,516
2025	$12,033.00 Homeowner's exemption	$1,147,377 Land $935,106 Building $212,271
2023	$11,478.00 (+1.91%) Homeowner's exemption	$1,102,824 Land $898,795 Building $204,029
2022	$11,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Fort Sumter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Fort Sumter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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