Monroe County property record for 20 Flipper Rd, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,418 sqft · built 1986 |
| Lot Size | 0.154 acres (6,722 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Nov 2022) |
| Tax Bill | $5,919 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00154700-000000 |
| Primary APN | 00154700-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 6,722 sqft (0.154 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 253 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 355 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1200158 |
|---|---|
| Old Parcel Number | 22672600154700000000 |
| Street Address | 20 FLIPPER RD |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 PORPOISE POINT SECTION 2 BIG COPPITT KEY PB-5-111 OR488-686/87 OR1824-1230 OR2691-219D/C OR2721-766/67 OR2972-1295 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 2 |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 971700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 FLIPPER RD, KEY WEST, FL 33040-5637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK |
| Jun 28, 2019 | Warranty Deed, Transfer · VA Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on Record |
| Deed Sale | Nov 21, 2022 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2398125 |
| Deed Book / Page | 3202 / 281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 21, 2022 |
| Property Address | 20 FLIPPER RD, KEY WEST, FL 33040-5637 |
| Document Number | 0032020281 |
| Book / Page | 3202 / 281 |
| Map Reference | MB 5 PG 111 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2398125 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3234 VINCENNES PL, 3234, NEW ORLEANS, LA 70125-4752 |
| Name | Verified Name |
|---|---|
| Address | 20 FLIPPER RD, KEY WEST, FL 33040-5637 |
| Document Number | 0003202283 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 3202/283 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 28, 2019 |
| Property Address | 20 FLIPPER RD, KEY WEST, FL 33040-5637 |
| Document Number | 0029721295 |
| Book / Page | 2972 / 1295 |
| Map Reference | MB 5 PG 111 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2226680 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 FLIPPER RD, 20, KEY WEST, FL 33040-5637 |
| Name | Verified Name |
|---|---|
| Address | 19748 CANAL DR, SUMMERLAND KEY, FL 33042-3116 |
| Document Number | 0029721297 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2972-1297 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $616,260 (+12.08%) Land $303,834 Building $312,426 | $616,260 (+12.08%) Land $303,834 Building $312,426 | |
| 2024 | $5,919.00 (+1%) | ||
| 2023 | $5,381.00 (+63.01%) | $549,843 (+56.75%) Land $268,880 Building $280,963 | $549,843 (+34.44%) Land $268,880 Building $280,963 |
| 2022 | $3,301.00 Senior Citizen's exemption | $350,780 | $408,980 Land $188,216 Building $220,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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