16 Flipper Rd, Key West, FL 33040 Property Records

Monroe County property record for 16 Flipper Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 2013
Lot Size0.176 acres (7,666 sqft)
Owner2 Individual Names on Record
Last Sale$364,500 (Jul 2013)
Tax Bill$4,051 (2024)
Deeds & MortgagesMar 2026 Mortgage
Aug 2018 Mortgage
Flood ZoneZone AE (high risk)
APN00154660-000000

Property Details

APN / Parcel Number

Primary APN00154660-000000
Alternative APNs
  • 22672600154660000000
  • 1200123

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,666 sqft (0.176 acres)
Garage TypeCovered
Garage Area1,223 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area730 sqft
Deck Area580 sqft
Patio Area580 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1200123
Street Address16 FLIPPER RD
CityKEY WEST
StateFL
Zip33040-5637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionLT 16 PORPOISE POINT SECTION 2 BIG COPPITT KEY PB5-111 OR389-219/20 OR402-1023/24 OR496-94 OR810-1173 OR810-1009 OR810-824 OR1478-758D/C OR2117-2204/05ORD OR2546-2025/26 OR2588-1808/09 OR2638-1861/62
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 2
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2014
Census Tract971700

Owner

Source: Monroe County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 FLIPPER RD, KEY WEST, FL 33040-5637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
VALON MORTGAGE INC
Aug 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2013 · Amount on Record
Deed SaleJul 10, 2013 · Amount on Record
Prior SaleSep 13, 2012 · Amount on Record
Deed Document Number20131940979
Deed Book / Page2638 / 1861
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address16 FLIPPER RD, KEY WEST, FL 33040-5637
Transaction TypeMortgage
Record UpdatedMay 13, 2026
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 FLIPPER RD, KEY WEST, FL 33040-5637

Mortgage

Document Number0033712391
DateMar 20, 2026
Book Page3371/2391
Instrument2536408
Lender
NameVALON MORTGAGE INC
TypeMortgage Company
AddressPHOENIX, AZ 85044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address16 FLIPPER RD, KEY WEST, FL 33040-5637
Document Number0029211666
Instrument DateAug 1, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 FLIPPER RD KEY WEST FL 330405637, KEY WEST, FL 33040-5637

Mortgage

Document Number0029211666
DateAug 10, 2018
Book Page002921/001666
Instrument2182044
Lender
NameIBERIABANK
TypeBank
AddressNAPLES, FL 34102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 9, 2023

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$470,372 (+5.99%)$632,088 (+9.06%) Land $318,783 Building $313,305
2024$4,051.00 (+4.92%)
2023$3,861.00 (+2.91%) Homeowner's exemption$443,802 (+3%)$579,574 (+16.32%) Land $282,109 Building $297,465
2022$3,752.00 Homeowner's exemption$430,876$498,269 Land $197,476 Building $300,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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