25 Flipper Rd, Key West, FL 33040 Property Records

Monroe County property record for 25 Flipper Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,461 sqft · built 2003
Lot Size0.154 acres (6,722 sqft)
OwnerIndividual Name on File
Last Sale$870,000 (Jan 2026)
Tax Bill$2,903 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00154750-000000

Property Details

APN / Parcel Number

Primary APN00154750-000000
Alternative APNs
  • 22672600154750000000
  • 1200204

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,461 sqft Living Area
1st Floor Area1,461 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,722 sqft (0.154 acres)
Garage Area406 sqft
PorchOpen Porch
Porch Area112 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1200204
Old Parcel Number22672600154750000000
Street Address25 FLIPPER RD
CityKEY WEST
StateFL
Zip33040-5684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25 PORPOISE POINT SECTION 2 BIG COPPITT KEY PB5-111 OR545-538 OR812-327 OR877-2010C/T OR889-1622 OR995-621/622C
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 2
Legal Lot Number25
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2015
Census Tract971700

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25 FLIPPER RD, KEY WEST, FL 33040-5684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Jan 13, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 13, 2026 · Amount on Record
Deed SaleJan 13, 2026 · Amount on Record
Prior SaleMay 29, 2003
Deed Document Number2528358
Deed Book / Page3361 / 2392
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address25 FLIPPER RD, KEY WEST, FL 33040-5684
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 FLIPPER RD, KEY WEST, FL 33040-5684

Mortgage

Document Number0032630943
DateFeb 22, 2024
Book Page3263/943
Instrument2451857
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
Address2000 MIDLANTIC DR STE 410, MOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 13, 2026
Property Address25 FLIPPER RD, KEY WEST, FL 33040-5684
Document Number0033612392
Book / Page3361 / 2392
Map ReferenceMB 5 PG 111
Instrument DateJan 13, 2026
Instrument2528358
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4706 GRANDVIEW GLEN DR, AUBURNDALE, FL 33823-5811

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 FLIPPER RD, KEY WEST, FL 33040-5684

Mortgage

Document Number0033612394
DateJan 13, 2026
Instrument3361/2394
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$297,000 (+5.99%)$583,991 (+6.66%) Land $253,756 Building $330,235
2024$2,903.00 (-42.94%)
2023$5,088.00 (+1.66%) Homeowner's exemption$280,224 (+3%)$547,534 (+7.88%) Land $231,909 Building $315,625
2022$5,005.00 Homeowner's exemption$272,063$507,531 Land $188,216 Building $319,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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