22 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 22 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,045 sqft · built 1989
Lot Size	0.077 acres (3,344 sqft)
Owner	2 Company Names on Record
Last Sale	$757,000 (Apr 2020)
Tax Bill	$8,371 (2025)
Deeds & Mortgages	Nov 2022 Transfer Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-24`

Property Details

APN / Parcel Number

Primary APN	`690-592-24`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,045 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,344 sqft (0.077 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	22 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 179
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	179
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2107 AVENIDA OLIVA, SAN CLEMENTE, CA 92673-5634
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 17, 2020	Correction Deed, Transfer LAWYERS TITLE
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Apr 2, 2003 · Amount on Record
Deed Document Number	2020176047
Last Transfer Date	Dec 25, 2024
Transfer Doc	0000052659
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 14, 2022
Property Address	22 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000361229
Instrument Date	Sep 4, 2020
Instrument	2022000361229
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2107 AVEUIDA OLIVA, SAN CLEMENTE, CA 92673-5634

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 17, 2020
Property Address	22 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000176046
Instrument Date	Mar 12, 2020
Instrument	176046
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 17, 2020
Property Address	22 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000176047
Instrument Date	Mar 7, 2020
Instrument	176047
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	22 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	176048
Date	Apr 17, 2020
Instrument	176048

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$844,444 (+2%) Land $627,225 Building $217,219
2025	$8,371.00 (-17.1%)	$827,887 (-17.03%) Land $614,927 Building $212,960
2023	$10,098.00 (+27.76%)	$997,871 Land $782,905 Building $214,966
2022	$7,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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