20 E Oak St, Algona, IA 50511 Property Records

Kossuth County property record for 20 E Oak St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,707 sqft · built 1933
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jan 2023)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-183-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-183-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,707 sqft Living Area
Attic	Attic
Attic Area	571 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	168 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 E OAK ST
City	ALGONA
State	IA
Zip	50511-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 11' OF L 20 & N 2/3 OF 21 BLK 277
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	277
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1023
Census Tract	950400

Owner

Source: Kossuth County records · APN 22-02-183-003

Assessment roll updated October 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 E OAK ST, ALGONA, IA 50511-1533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	2023230
Deed Book / Page	2023 / 230
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jan 24, 2023
Property Address	20 E OAK ST, ALGONA, IA 50511-1533
Document Number	002023/230
Book / Page	2023 / 230
Instrument Date	Jan 16, 2023
Instrument	2023 0230
Transaction Type	Transfer
Record Updated	Oct 09, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 E OAK ST, ALGONA, IA 50511-1533

Mortgage

Document Number	0020230231
Date	Jan 24, 2023
Instrument	2023 0231

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2038

Tax Assessment & Valuation

Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00	$159,994 (+15.7%) Land $19,250 Building $140,744
2024	$2,342.00 (+10.89%)
2023		$138,286 Land $17,325 Building $120,961	$138,286 (-13.57%) Land $17,325 Building $120,961
2021	$2,112.00		$159,994 Land $19,250 Building $140,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 19, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, T-Mobile USA.

Based on FCC filings for 407 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.